Mortgage Rates View All of Our Rates

Mortgage Calculators Find the best mortgage

Not a member? Join now!

Applying for a Navy Federal mortgage is fast & easy

Here's how it works:

STEP 1: Choose your mortgage

Use our Mortgages At-A-Glance chart to choose the mortgage that's right for you. Still need help? Our Mortgage Best Fit makes suggestions and compares payments.

STEP 2: Collect your information

Filling out our mortgage application is quick and easy when your information is handy.
See what information you'll need to complete an application.

STEP 3: Complete an application

It is easy to apply online and you'll get instant online approval when all loan criteria is met. Apply now for a mortgage.

STEP 4: Lock in your interest rate

If you've selected a Float or Freedom Lock option, you'll be given a phone number to call when you are ready to lock in your interest rate. (Freedom Lock not available on VA loans.)

One of our mortgage specialists will be in touch with you directly for any additional information and to guide you and your loan to closing!